19.02.2021. Bitcoin bankomātu uzplaukums rada bailes par naudas atmazgāšanu

Cryptocurrency ATMs have seen a surge in interest amid this year’s Bitcoin frenzy, fuelling concerns the machines could be exploited by “money mules” looking to wash criminal cash.
Installed in shops, petrol stations, the machines swap cash for cryptocurrencies or cryptocurrencies for cash, often in exchange for a hefty fee.
As the price of one Bitcoin surpassed $51,000 (£36,800) this month, cryptocurrency ATMs hit their own milestone, totalling more than 15,000 worldwide for the first time, according to Coin ATM Radar.
That compares to the 6,759 cryptocurrency ATMs there were globally this time last year.

5.02.2021. Bankas baidās, ka Afterpay palielina naudas atmazgāšanas risku

Banks fear that ”buy now, pay later” operators such as Afterpay, which operate outside traditional banking rules, have increased the risk they will be ensnared in more anti-money laundering dramas.
Banks say they cannot see where money is being spent because the new players are standing in between banks and transactions.
The Australian Banking Association wants Treasury to close “gaps” in regulations to reduce growing payments risks.
The Financial Conduct Authority in Britain plans to bring companies Afterpay, Zip and Laybuy into its supervisory net – including requiring providers to conduct affordability checks before lending to customers.
The new British regulations will go further than Australia’s, where regulators have adopted a light-touch approach to the fast-growing sector, focused mostly on self-regulation.

29.01.2021. Alternatīva kriptovalūtām – digitālais eiro

The European Central Bank (ECB) announced that it will start conducting experiments to decide whether to launch a digital euro.
In a report setting out the pros and cons of launching a digital euro, the ECB said that it “could support the Eurosystems objectives by providing citizens with a safe form of money in the fast-changing digital world.”
Unlike private digital currencies like Bitcoin or Facebook’s Libra, the digital euro would be a central bank liability and would complement the current offering of cash and wholesale central bank deposits. Its value would therefore not be volatile because it would be backed by the central bank.

22.01.2021. Brexit: Apvienotā Karaliste atdalījās no Eiropas Savienības 01.01.2021

New rules apply to things like travel and doing business with UK from 1st January 2021.
Changes for businesses and citizens in UK and EU starts from this date:
-importing goods from the EU to the UK,
-exporting goods to the EU from the UK,
-moving goods to or from Northern Ireland from the UK and also the EU,
-providing services to EU countries from the UK,
-providing services to UK companies,
-traveling from the EU to the UK
-living and working in  the UK
-staying in the UK .
Boris Johnson have warned there will be some disruption in the coming days and weeks, as new rules bed in and British firms come to terms with the changes.
But officials have insisted new border systems are “ready to go”.
The UK and Spain have also reached an agreement meaning the border between Gibraltar and Spain will remain open.

8.01.2021. Latvija, nodokļu izmaiņas 2021 gadā

Darbinieku nodokļi
Minimālā alga mēnesī (bruto): 500 EUR
Sociālās apdrošināšanas nodokļi kopā: 34.09 % (darba devējs – 23,59%, darbinieks – 10,50%)
Iedzīvotāju ienākuma nodoklis: gada ienākumi līdz 20 004 EUR – 20%; 20 005 – 62 800 EUR – 23%;
virs 62 800 EUR – 31%.
Neapliekamais minimums (max) – 300 EUR, nepiemēro, ja alga virs 1800 EUR
Iedzīvotāju ienākumu nodoklis
Atcelts patentmaksas maksāšanas režīms, saglabājot samazinātās patentmaksas maksāšanas režīmu pensionāriem un personām ar 1. un 2. grupas invaliditāti.
No 01.07.2021 stājas spēkā izmaiņas attiecībā uz autoratlīdzību ienākumu.
Mikrouzņēmumu nodoklis
Lielas izmaiņas. Ar 01.01.2022 MUN maksātājs kļūst par UIN maksātāju.